38,000 Australian Bank Customers Win Largest Class Action Over Fees

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38,000 Australian Bank Customers Win Largest Class Action Over Fees

2012 SEPTEMBER 6
Posted by Stephen Cook

 

By Nicola Berkovic, The Australian – September 6, 2012

http://tinyurl.com/99f799v

BANK customers involved in the nation’s largest class action, against ANZ Bank, have claimed a victory in the High Court, which today declared the bank’s over-limit fees could be characterised as a penalty or punishment.

This means the bank’s $29.95 over-limit fee – charged on top of 4 per cent interest on the amount overdrawn by the customer – could be illegal.

ANZ now faces an uphill battle to convince the Federal Court the fee is a genuine estimate of its costs and not a penalty.

Justin Gleeson SC, representing 38,000 ANZ customers, had argued that fees charged by banks when customers exceeded their limits did not provide any service and were in fact a punishment.

He argued the bank already recovered its costs by charging the customer 4 per cent interest on the amount overdrawn, and that the $29.95 fee was “unjust enrichment of the bank”.

Brenda Hoffman: You’ve Cleared Your Fears, Move On

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Brenda Hoffman: You’ve Cleared Your Fears, Move On

2012 SEPTEMBER 6 Posted by Vina

You’ve Cleared Your Fears, Move On

by Brenda Hoffman

September 5, 2012

 

http://lifetapestrycreations.wordpress.com

The phrase “Today is the first day of your life” has an altogether different meaning than when it was first penned years ago.

You are you and will remain so as long as you are of earth.

But the you of today is different from the you of tomorrow, next month or next year. Not that your center core will change, but you will have different interests and skills.

Perhaps you wonder what new skills will become part of your everyday repertoire. This we cannot tell you. You are the entity who created your skill set in conjunction with the many other entities who felt the need to explore the New Age on earth at this time.

No other entity can complete your role. That thought is not to frighten you, but to inform you of your importance in this wondrous event. Of course, there are substitutes for your role – perhaps even a different path for all if you decide not to use your new skill set. But the path, the map, the grand plan created by you and others eons ago will not move forward as planned without your input.

Nazis Used Flying Saucers in Antarctica in WWII—Check it Out for Yourself

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Nazis Used Flying Saucers in Antarctica in WWII—Check it Out for Yourself

Image courtesy of laesieworks.com

This isn’t “news”, but it’s interesting history that seems to relax quietly in the back seat behind all the more dramatic recent “in-your-face” UFO activity in our skies—whether holographic, military issue or our Galactic families.

Since Antarctica is at the forefront this week with pyramids suddenly uncloaked, as SaLuSa says, I thought this a timely piece.

Back in WWII, the Nazis flew BMW flügelrad saucers, among others, in air combat in Antarctica. Flügelrad means wing wheel. Imagine the prestige of a pilot of the Luftwaffe chosen to fly the latest “Beemer”!

See a catalog of images, first, second generation, etc. The one above mildly resembles a Pleiadian beam ship, doesn’t it?

Here’s a little history from that same website:

A visitor of my site wrote me this:

“In London in 1970 or thereabouts I met an elderly woman at a meeting of the Aetherius society to which I had a chance invitation. She claimed to be the daughter of one of the scientists who originated the German flying disk program. I talked to her for about half an hour and she showed me a book in German, with pictures that illustrated a flying disk model on the ground and in flight.

We talked about the mechanics of the disk and she told me that the propulsion system was based on a Tesla turbine. This turbine she explained had a central core, to which fuel was supplied. Around the central core was a stack of thin disks and the whole was surrounded by a combustion chamber that vented underneath the craft in the same way that a rocket engine vents (with venturi etc).

World’s Oldest Pyramid Found In Crimea

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Aliye Bekir – World’s Oldest Pyramid Found In Crimea – 6 September 2012

SIMFEROPIL/ AQMESCIT (QHA) – A Ukrainian scientist discovered the oldest pyramid in the world. Most interestingly, it was found in the most beautiful corner of the country, in Crimea.

As the ICTV channel reported, the finding was revealed by accident, when during his test alternative methods of finding water Ukrainian scientist Vitalii Goh discovered underground unknown object, which proved to be a giant pyramid of 45 meters in height and a length of about 72 meters. Goh said that the pyramid was built during the time of the dinosaurs.

“Crimean pyramid” has a truncated top, like a Mayan pyramid, but its appearance is more like an Egyptian. It is hollow inside, and a mummy of unknown creature is buried under the foundation.

“Under the foundation is a small body in the form of a mummy long 1.3-1.4 meters with a crown on his head.”

“There is a resonance chamber of so-called Sphinx. The pyramids were built in the era of the dinosaurs,” says the scientist in an interview with ICTV.

It remains unknown who build the pyramid. 

Message from M T Keshe to the Planet

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Message from M T Keshe to the Planet

 

As we set-out today to change the course of humanity, we ask you all to pray during this day that the ambassadors of your nations come to understand that we are here to unite the mankind in science and religion.

Pray for yourselves and the rest of humanity.

Pray in temple of your hearts and not in the manmade places of brick and water under different banners of nations and religions, then we all shall succeed.

Thank you for your supports and we will do today what we were set to do from the beginning of the time.

M T Keshe

Angel Wisdom with Sharon Taphorn ~ Direction Which way to go from here

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Thursday, September 6, 2012

 

Angel Wisdom with Sharon Taphorn ~ Direction

Which way to go from here

 

It often doesn't matter so much which way you choose, it is most important to just choose. You can always change your path, take a new one or go back the way you came. The most important choice is the one you make today. Indecision and no action are your greatest blocks and by the nature of the law of attraction, bring you more of what you don't want coming your way. Regardless which way you go, you are on the right path for the now, and that is really the most important part. 

 

 

Lisa Galwas: The New Enhanced Brain Energy and the Energy of Matter Transforming!!

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This sharing is inspired from my own brain intensity of yesterday (Sept. 6th) and looking inside of myself while cruising the internet to really understand what science understands (more or less) about each section of our brain.  I wanted to know why I felt like my forehead was bulging 3 inches from my skull and constantly moving the energy thru the vast network of the rest of my brain when in a reading.  Actually stinging some areas for a minute or two.  I knew something bigger was taking place within my brain and I wanted to know what!!  The universe was actually happy to let me understand it!!  That alone is a shock!! lol

So lets first get a good visual of the brain:

 

How beautiful Mother Earth-Heart Is

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Geological Wonders You Didn’t Know About

 TRUTHER SEPTEMBER 6, 2012 0

 

 

If you are adventurous and love to travel, especially to explore under-explored regions, then you already traveled a lot and seen a lot certainly. But I believe that you just haven’t seen the wonders of the world, that we have now prepared. Our planet is truly a wonderful place to live. We should be maintained with, as possible as we can. Look at the next 15 Geological  Wonders and love your planet!

1.Danxia Landform (China)

This unique geological phenomenon, known as a ‘Danxia Landform‘, can be seen in several places inChina. This example is located in Zhangye, Gansu Province. Danxia, which means “rosy cloud”, is a special landform formed from reddish sandstone that has been eroded over time into a series of mountains surrounded by curvaceous cliffs and many unusual rock formations.

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